About AuraPlan
Generic calculators ignore Québec. Legacy tools ignore modern tech. We built AuraPlan to fix both.
Most Canadian financial platforms treat Québec as an afterthought, slapping basic CPP assumptions onto QPP while ignoring the real mechanics of our provincial tax system, specific tax credits, and unique retirement rules.
At the same time, legacy tools run on outdated software, while newer apps shove AI everywhere just to check a marketing box.
As systems engineers, we built AuraPlan using modern architecture and targeted AI. Not as a gimmick, but to let you test complex what-ifs in seconds, run instant drawdown optimizations, and give you an ultra-fast, reliable engine to master your retirement.
The Team Behind AuraPlan
AuraPlan is an independent, founder-led software platform based in Lévis, Québec.
Jose Perdomo
Co-Founder
Systems engineer with over 15 years of full stack experience at Staff level, architecting high-scale web platforms, complex integrations, and reliable cloud infrastructure.
What We Stand For
Engineered precision.
Tax law in Québec and Canada isn't linear. The order in which you draw down your accounts can save tens of thousands in lifetime taxes. We model exact decumulation logic, not broad estimates.
Complete data privacy.
Your financial data belongs to you. We never sell it, monetize it, or trade it with anyone.
Continuous optimization.
Life changes. Run a what-if to adapt your plan as markets, tax rules, and personal goals shift.
Our Independence Guarantee
We do not sell mutual funds, take bank commissions, or monetize user data. AuraPlan is free during the beta and funded entirely by the two of us: no investors, no outside money. Our only incentive is building the most accurate decumulation engine in Canada.